IRS Form 9465: Installment Agreement Request
Form 9465 asks the IRS for a monthly payment plan when you cannot pay your full tax balance at once. Many people can apply faster online through the IRS payment plan tool instead. Interest and penalties usually keep adding up until the balance is paid, as the IRS page explains.
What this form is for
It requests an installment agreement and lets you propose a monthly amount and payment day. Some cases also need a collection information statement.
When people usually use it
People use it after a balance due notice such as CP14 or CP501, or when they file a return they cannot pay in full.
What to have ready
- The notice showing your balance
- A monthly amount you can afford
- Bank details if you want direct debit
Notices that mention it
- IRS Notice CP14: Balance due
- IRS Notice CP501: Reminder of balance due
- IRS Notice CP503: Second reminder of balance due
- IRS Notice CP504: Notice of intent to levy
- IRS Notice CP523: Intent to terminate installment agreement
Related forms
- Form 433-F: Collection Information Statement
- Form 433-A: Collection Information Statement for Wage Earners and Self-Employed Individuals
- Form 656: Offer in Compromise
- Form 1040: U.S. Individual Income Tax Return
Read the IRS page
IRS.gov page for Form 9465 (opens in a new tab). The IRS page is the final word on this form.
Frequently asked questions
What is IRS Form 9465?
Form 9465 asks the IRS for a monthly payment plan when you cannot pay your full tax balance at once. Many people can apply faster online through the IRS payment plan tool instead. Interest and penalties usually keep adding up until the balance is paid, as the IRS page explains.
Where do I get Form 9465?
Use the official IRS page, https://www.irs.gov/forms-pubs/about-form-9465. Copies from other sites may be out of date, and the IRS page is the final word.
Do I need to file Form 9465?
There is no single answer. Check the IRS page for Form 9465 and any letter that asked about it. For advice on your case, talk with a tax professional.
What should I have ready for Form 9465?
Most people start with: the notice showing your balance; a monthly amount you can afford; bank details if you want direct debit. The instructions on IRS.gov list everything the form asks for.
If you have an IRS letter
The OweRight iPhone app reads your letter and explains what it says in plain English. Join early access and we will let you know when it is available.
OweRight is not the IRS and does not give tax or legal advice.