OweRightGet early access

IRS Notice CP81: File soon or lose your credit

IRS Notice CP81 is a missing return letter from the IRS. The IRS has payments on your account but no return, and the time to claim a refund for that year is about to run out. This is not a bill.

What this letter usually means

The IRS has payments on your account but no return, and the time to claim a refund for that year is about to run out. This is not a bill. Some people don't need to file every year. The letter explains how to tell the IRS which applies to you.

Category: The IRS has no record of a return

What people usually do first

File the return right away, or call the number on your notice if you want the credit moved to another year.

What to have ready

What may come next

This letter does not point to a specific follow-up letter. Any later step will be described in mail from the IRS.

Read the IRS page

The IRS letter itself is the final word on what it means for you. Read the IRS page for CP81.

Common questions about CP81

What is IRS notice CP81?

The IRS has payments on your account but no return, and the time to claim a refund for that year is about to run out. This is not a bill.

How long do I have to respond to a CP81 notice?

The date to respond or pay by, if there is one, is printed on your letter. Check it, and read the IRS page for CP81 for more.

Is a CP81 notice a scam?

A real CP81 comes by mail and should match your own records. You can also sign in to your IRS Online Account on irs.gov to see your account directly.

What should I have ready for a CP81 notice?

The letter, every page, The tax year the letter names, Your W-2s, 1099s and income records for that year, A copy of the return, if you already filed it, Proof you mailed or e-filed it, if you have it.

The OweRight app explains the CP81 letter type in plain English.

Get early access to the app

OweRight is not the IRS and does not give tax or legal advice.

Related notices